Health insurance was a fantastical dream. John lived in terror of getting sick.

After the ill-fated phone call to his sister, John walked through the rain, kicking puddles, wishing he could kick himself for calling Joyce. She had enough trouble without him putting more on her. The truth was, he just wanted to talk to her, wanted to see how she was doing. John called her maybe once a month and she was always as happy to hear from him as she had been this morning.

A MARTA bus squealed to a stop in front of him and John checked the number before getting on. This month had been a good one, so he waved his Trans Card in front of the reader, giving the driver a nod of recognition.

“Getting cold,” the driver said.

“Sure is,” John agreed, enjoying the simple banter until he realized he’d have to buy a winter jacket. God, how much would that cost?

The bus jerked as it accelerated and John grabbed the back of a seat to steady himself as he walked down the aisle. The bus was packed, and he found a seat by an old black woman who was reading a Bible in her lap. Despite the weather, she was wearing a large pair of black sunglasses over her eyeglasses. She didn’t look up when he sat down, but he knew she had read him out of the corner of her eye.

There were scams to make money. There was always a scam, always an angle. Prison was full of men who thought they had discovered the perfect scheme. John knew that some of the guys at the Gorilla would steal receipts out of cars and change them into cash. The big chain stores were the best. All you had to do was walk in and find the same item number as what was printed on the receipt, then hand it to the girl behind the desk and get the cash. Easy money, they all said. Ray-Ray said it twice.

He changed buses at the Lindbergh station, passing the closed car wash on the way. Figuring he was running what amounted to a fool’s errand, he took the long route down Cheshire Bridge Road, knowing it would pass the liquor store where he had met Robin. That whole week, he had been thinking about her, wondering what she was up to.

Somehow, he had imagined this kind of life for her, one that mirrored his own. Maybe she had been a little spoiled like Joyce, a daddy’s girl. He wondered about her younger brother, friend to Stewie the kisser. What was he like? Did she call him up some days when she was having an especially bad time? Was he as upset to hear from her as Joyce was when John called? John couldn’t imagine what it’d be like to have a sister who was a whore. He’d want to kill every freaking man who even looked at her.

The bus passed the liquor store, and he could see three working girls standing under the cover of the awning. One of them was the loudmouth who had fought with Ray-Ray. None of them was Robin.

John sat back in his seat, watching the fancy restaurants go by. The bus stopped at the corner where the movie theater was, and he stood so that the old black woman could get off. He read the marquee, not recognizing any of the movies. He had gone to a movie with his first paycheck, shocked when he got to the ticket counter and saw the prices. Ten bucks! He couldn’t believe how much a movie cost. Even a matinee was expensive.

The bus took a right at the intersection and the scenery changed, turning more residential. John stared out the window as the houses got bigger, the yards nicer. Morningside, Virginia Highland, Poncey-Highland. Through Little Five Points, past the new Barnes and Noble, Target, Best Buy. It didn’t start to get bad again until they were well down Moreland Avenue. Liquor stores, corner groceries and auto parts stores lined the filthy street. Signs advertised cheap check cashing, low-cost insurance; one proudly proclaimed, “The only place in town selling clothing by the pound.”

Men with dirty T-shirts wrapped around their bare shoulders stood at the bus stop, slipping on their shirts at the last minute before they got on. The bus took on a new odor as construction workers started to file in. Mexicans, Asians, blacks. Pretty soon, John was the only white person on the bus.

He got off the bus when the street turned almost pretty. This part of Moreland was bordered by Brownwood and Grant Park. Families had started to move in, reclaiming the in-town area for their own. They took care of their houses, kept their yards trimmed and demanded better treatment, nicer restaurants, safer streets, than the previous inhabitants had. John had learned a long time ago that the reason the middle class had it so good was because they expected things to be better. They wouldn’t settle for less than they were worth. They’d just get into their shiny cars and go where they were appreciated. Poor people, on the other hand, were used to just taking what was given to them and being grateful for it.

For the moment, the rain had cleared, the sun peeking out from behind dark clouds. John didn’t want to go back up Moreland, so he got off the bus and walked into Brownwood Park, cutting through the woods. He had looked up this area in the street atlas he found in the library and was glad to see the roads were much as he expected. New construction was going up all around him, three-story mansions towering over 1950s ranch houses. How much did something like that cost, John wondered. What kind of job did you need in order to be able to buy your own house, raise your kids, maybe drive a nice secondhand car? He couldn’t fathom the amount of cash that would take.

He took Taublib Street into East Atlanta Village, surprised to find a couple of nice restaurants and a coffee joint where he had expected abandoned buildings and auto-body repair shops. There were a couple of boutiques, a bakery and a pet store. He looked in the window where a fat orange cat was sunbathing on a bag of dog food. A cat would be nice, some kind of animal to keep him company. The cockroach Ms. Lam had found didn’t really count. That would be a luxury for another day. John could barely afford to feed himself.

At Metropolitan Avenue, he took a right, walked down a few blocks and found himself in front of the East Atlanta branch of the post office. John stared at the squat, institutional-looking building. The sign outside showed the same zip code as the credit report: 30316.

The place was packed, cars filling the front and side lot, spilling onto the street even though there were signs warning against it. The driveway to the light blue Victorian house next to the post office was blocked by a large cargo van.

The rain had started again, a light drizzle that darkened the sky. John walked down Metropolitan about fifty feet, then turned around and walked back. He watched people going in and out of the post office, wondering why the hell he had come here.

After thirty minutes of pacing up and down the street, John realized that there was nothing stopping him from actually going inside the building. His local post office was gloomy and smelled of bacon grease for no apparent reason. He bought his money orders for rent and his state fine there because it was only a ten-minute walk from where he lived. There were a lot of immigrants in the neighborhood, and sometimes people would bring in chickens and other small animals to ship to God only knew where. Oftentimes, he’d hear a rooster crowing while he was waiting in line.

The East Atlanta branch was well-lit, clean and just seemed to have a good vibe. Right across from the front door were rows of post office boxes, small ones at the top, large ones at the bottom. To his left was the office where two women were helping customers as quickly as they could. A line of people went out from the lobby all the way to the stamp vending machine by the front door. John pulled a blank envelope out of his back pocket and got in line, trying to act like he belonged. Inch by inch, the line moved forward, and he didn’t look back at the mailboxes until he was up close to the glass doors leading into the office.